Updated June 2026 with current Indian retail prices.
A Rs 1 lakh budget in 2026 buys a strong 1440p gaming PC built around the RTX 4060 Ti. Below are current in-stock parts, each checked live for price, totalling about Rs 98,900, just under a lakh. Daily Amazon prices set the exact figure, so confirm each part live before buying.
Heads up: some links here are affiliate links. If you buy through them, we earn a small commission at no extra cost to you. Prices are as of May 2026, please confirm the live price on Amazon before buying.
Processor: AMD Ryzen 5 5600
Motherboard: MSI B550M-A PRO
Memory: 16GB DDR4 3200
Storage: 1TB NVMe Gen4
Graphics: GeForce RTX 4060 Ti 8GB
Power supply: 650W Bronze
Cabinet: Cooler Master Elite 490
The build total
| Component | Pick | Price |
|---|---|---|
| Processor | Ryzen 5 5600 | Rs 13,699 |
| Motherboard | MSI B550M-A PRO | Rs 6,936 |
| Memory | 16GB DDR4 | Rs 6,999 |
| Storage | 1TB NVMe | Rs 14,550 |
| Graphics | RTX 4060 Ti 8GB | Rs 47,999 |
| Power supply | 650W Bronze | Rs 3,580 |
| Cabinet | Cooler Master Elite 490 | Rs 5,139 |
| Total | Rs 98,902 |
Don’t want to assemble it yourself? See our independent audit of India’s best custom PC building services — warranty terms compared line by line, dispute records checked, and the sellers we’d avoid named with evidence.
Frequently asked questions
What can a Rs 1 lakh PC run in 2026?
This Ryzen 5 5600 plus RTX 4060 Ti build handles 1440p gaming on high settings in most titles, with DLSS support to boost frame rates in supported games.
Should I go AM4 or AM5 at this budget?
AM4 with a Ryzen 5 5600 stretches your money further toward the GPU and fits 1440p comfortably. AM5 with DDR5 costs more and is better saved for higher budgets.
Can I add more RAM later?
Yes. The board has a second slot, so you can add another 16GB DDR4 stick for 32GB when you need it.
The verdict
This Ryzen 5 5600 plus RTX 4060 Ti build is the 1440p sweet spot at just under Rs 1 lakh in 2026, about Rs 98,900. All parts are in stock as of May 2026, confirm live prices before buying.
